We live in an era of incredible rewards. We can fly to Europe for a few hundred dollars, get a free night in a hotel, and even earn points on our flight and stay. But with so many travel credit cards out there, it’s hard to know which one is right for you. Which card earns the most miles on everyday purchases? Which one will get you into airline lounges? And which one provides the best insurance coverage?
We created this site to help answer those questions. It’s a resource for people looking for the perfect travel credit card and beginners trying to figure out how to plan their first trip.
Travel cards are great. You can spend money on travel and get points or miles back, which you can then use to book flights or hotels.
We’ll help you find one at the right price point and offer a good value.
We’ll help you to decide what card is best for your needs as well as what perks it provides.
We’ll also recommend some of the other great travel cards out there for different spending habits and preferences.
The Best Travel Credit Cards
If you aren’t using a travel credit card to save money on your travel purchases, then you are missing out on $100s of dollars in credit card rewards.
We have reviewed all of the best travel credit cards available and came up with our list of the top travel cards for 2017.
How Do Travel Credit Cards Work?
If you are new to credit cards and their rewards, then it is important to understand how they work before applying for any of these cards.
The way these cards work is simple: you apply for a credit card and start making purchases on the card. After each month, the charges you made will be added together and you will receive a bill from the credit card company (or bank) that issued the card. At this point, you can either pay off your balance in full or carry a balance from month-to-month. This is where people get into trouble with their credit cards as it is easy to spend more than you earn and begin paying interest on your purchases – which can quickly add up if left unchecked!
So why use credit cards at all? The reason for using a travel credit card is because you will earn rewards based on the amount of purchases you make each month. These rewards are
Travel credit cards are a great way to earn rewards on all your spending, including travel. In fact, the best travel credit cards can help you earn enough rewards to pay for most or all of your future vacations.
I love travel cards because I’ve been able to use their sign-up bonuses to earn free flights and hotel stays around the world. For example, I used a sign-up bonus on the Chase Sapphire Preferred card to get $625 worth of free travel – and I barely even tried.
And while they’re definitely not for everyone, I think anyone who spends a decent amount of money each month can benefit from them. If you don’t qualify for some of the best travel cards because you have bad credit, check out our guide to rebuilding your credit history.
If you book travel more than a couple times a year, it’s a good idea to sign up for a credit card that earns points or miles. Most airlines and hotel chains have their own branded credit cards, which offer a variety of perks and benefits that make traveling easier. One of the most common benefits is to earn free flights or free nights by spending money on the card (this is called earning “miles” or “points”). Another common benefit is an annual free night at a hotel chain when you spend a certain amount on the card.
Not all airline and hotel cards are created equal, however, so it’s important to research which one is right for you. We’ve done that research for you and put together this list of the best travel credit cards.
Airline credit cards are a great way to earn free travel. With some airline cards, you can earn enough points after the first purchase to get a free round trip ticket.
There are two basic types of airline credit cards: general travel and airline specific.
General Travel Cards
If your travels take you all over the country, it’s probably best to find a general travel card.
With these cards you usually earn points for every dollar spent, which can be redeemed for flights on any airline. Some examples of these cards include: Chase Sapphire Preferred, Capital One Venture Card and Discover it Miles.
Airline-Specific Cards
If you fly a certain airline most of the time, an airline-specific card is usually the best bet. These cards typically give bonus miles for purchases with their affiliated airlines and partners. They also often include perks such as free checked bags or priority boarding. Some examples of these cards include: Citi AAdvantage Platinum Select World Elite MasterCard, Southwest Rapid Rewards Premier Credit Card and United MileagePlus Explorer Card.
Credit cards have been around since the 1950s, and nearly every company has some sort of rewards program. We’re going to take a look at the best travel credit card for you, where you want to go, and how you can maximize your points.
With over 40 different travel credit cards available, it can be difficult to choose which one is right for you. We’ll focus on cards with the highest rewards points that are easy to use and transferable. We’ll also go into the details about how to earn more points and what those points are really worth.
We’ll look at personal credit cards, business credit cards, and even prepaid debit cards. If you like this article, we recommend also checking out our article on debit cards.